#2003-045B "A Common Model Approach to Macroeconomics: Using Panel Data to Reduce Sampling Error"
by William T. Gavin, and Athena T. Theodorou
December 2003
Revised June 2004

PUBLISHED: Journal of Forecasting, April 2005, 24(3), pp. 203-19

#2003-044C "A Spatial Analysis of State Banking Regulation"
by Thomas A. Garrett, Gary A. Wagner, and David C. Wheelock
December 2003
Revised February 2005

PUBLISHED: Papers in Regional Science, November 2005, 84(4), pp. 575-95

#2003-043A "On the Cross Section of Conditionally Expected Stock Returns"
by Hui Guo, and Robert Savickas
December 2003

#2003-042B "Spatial Probit and the Geographic Patterns of State Lotteries"
by Cletus C. Coughlin, Thomas A. Garrett, and Rubén Hernández-Murillo
December 2003
Revised July 2004

#2003-041A "Can Feedback from the Jumbo-CD Market Improve Bank Surveillance?"
by R. Alton Gilbert, Andrew P. Meyer, and Mark D. Vaughan
December 2003

PUBLISHED: Federal Reserve Bank of Richmond Economic Quarterly, Spring 2006, 92(2), pp. 135-75

#2003-040D "Year-End Seasonality in One-Month LIBOR Derivatives"
by Christopher J. Neely, and Drew B. Winters
November 2003
Revised October 2005

PUBLISHED: Journal of Derivatives, Spring 2006, 13(3), pp. 47-65

#2003-039E "Nonlinear Hedonics and the Search for School District Quality"
by Abbigail Chiodo, Rubén Hernández-Murillo, and Michael T. Owyang
November 2003
Revised September 2009

#2003-038E "Searching For Better Prospects: Endogenizing Falling Job Tenure and Private Pension Coverage"
by Leora Friedberg, Michael T. Owyang, and Tara M. Sinclair
November 2003
Revised July 2006

PUBLISHED: Berkeley Electronic Press, Topics in Economic Analysis and Policy, 2006, 6(1), Article 14

#2003-037A "Robust Nonparametric Estimation of Efficiency and Technical Change in U.S. Commercial Banking"
by David C. Wheelock, and Paul Wilson
November 2003

#2003-036A "Input Inefficiency In Commercial Banks: A Normalized Quadratic Input Distance Approach"
by Thomas L. Marsh, Allen M. Featherstone, and Thomas A. Garrett
November 2003