Ruben Hernandez-Murillo

Standard Vita

IDEAS

Education

Ph.D. Economics
University of Rochester
2001

M.A. Economics
University of Rochester
1998

B.A. Economics
ITAM, Mexico
1995

Contact Info

Phone: (314) 444-8588
Fax: (314) 444-8731
Email: ruben.hernandez@stls.frb.org

Research Division
Federal Reserve Bank of St. Louis
P.O. Box 442
St. Louis, MO 63166-0442

For media inquiries contact:
Adam Allington
mediainquiries@stls.frb.org
Office: (314) 444-8783
Cell: (314) 313-3783

Rubén Hernández-Murillo

Working Papers

"Differences in Subprime Loan Pricing Across Races and Neighborhoods"
with Andra C. Ghent and Michael T. Owyang
Working Paper 2011-033C, posted October 2011, updated March 2014.

"Risk Aversion at the Country Level"
with Néstor Gándelman
Working Paper 2014-005A, posted February 2014.

"Interjurisdictional Competition with Adverse Selection"
Working Paper 2012-052C, posted October 2012, updated October 2013.

"Clustered Housing Cycles"
with Michael T. Owyang and Margarita Rubio
Working Paper 2013-021A, posted June 2013.

"The Effect of Neighborhood Spillovers on Mortgage Selection"
with Alvin D. Murphy and Rajdeep Sengupta
Working Paper 2011-036B, posted October 2011, updated October 2012.

"Did Affordable Housing Legislation Contribute to the Subprime Securities Boom?"
with Andra C. Ghent and Michael T. Owyang
Working Paper 2012-005B, posted March 2012, updated August 2012.

"Spatial Probit and the Geographic Patterns of State Lotteries"
with Cletus C. Coughlin and Thomas A. Garrett
Working Paper 2003-042B, posted December 2003, updated July 2004.


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